4314 Cedar Grove StHolidayFL34691
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4314 Cedar Grove St, Holiday, FL, 34691 in Holiday deserves attention. This $193,500 property earns $1,843/mo in rent, a 11.43% gross yield, and nets $509/mo after the $870/mo payment. DSCR 2.12 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $53,460 compounds alongside $1,782/yr in yearly equity build, for a total cumulative return of $109,716.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 8.0% |
| Monthly Cash Flow | $509 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,843 |
| Total Monthly Debt Service | $1,207 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,180 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34691, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 7,036 (57.2%) |
| Renter Occupied HU | 3,478 (28.3%) |
| Vacant Housing Units | 1,790 (14.5%) |
| Median Home Value | $266,310 |
| Average Home Value | $302,165 |
Housing Distribution
Address Breakdown
Residential
11,411
Single Family
10,730
Multi-Family
681
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
6,180 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34691, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 7,036 (57.2%) |
| Renter Occupied HU | 3,478 (28.3%) |
| Vacant Housing Units | 1,790 (14.5%) |
| Median Home Value | $266,310 |
| Average Home Value | $302,165 |
Housing Distribution
Address Breakdown
Residential
11,411
Single Family
10,730
Multi-Family
681
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices