431 Ridgecrest, White Rock, NM, 87547 | $532/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in White Rock at 431 Ridgecrest, White Rock, NM, 87547 uses $150,833 cash to close to unlock $6,389/yr annual cash flow and $532/mo monthly cash flow. Total monthly income runs $3,203/mo, and a $2,227/mo payment keeps the spread at $532/mo. Purchase price stands at $455,000, and rental yield measures 8.45% with $3,203/mo rent. Return on cash invested shows 24.14% in year one, and 5% annual appreciation builds toward $125,708 over five years. Five-year ROI reaches 125.15% and total cumulative return in cash records $188,764. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,203/mo property income covering a $2,227/mo payment rather than investor’s personal income.

Single Family

Built in 1976

8,276 sqft lot

$N/A/sqft

No HOA