4309 SE 178th PlVancouverWA98683
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 4309 SE 178th Pl, Vancouver, WA, 98683 in Vancouver. Rental yield 5.6%. At $647,750 with 5.6% gross yield, current distributions are modest, but the 5% appreciation rate projects $178,961 in new equity by year five, complemented by $5,966/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.04) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $165,376.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.2% |
| Monthly Cash Flow | $(1,266) | $850 |
City averages based on Vancouver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,022 |
| Total Monthly Debt Service | $4,030 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2007
5,227 sqft lot
$N/A/sqft
$394 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98683, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,021 (100%) |
| Owner Occupied HU | 8,249 (51.5%) |
| Renter Occupied HU | 6,779 (42.3%) |
| Vacant Housing Units | 993 ( 6.2%) |
| Median Home Value | $588,743 |
| Average Home Value | $610,682 |
Housing Distribution
Address Breakdown
Residential
14,636
Single Family
12,944
Multi-Family
1,692
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2007
5,227 sqft lot
$N/A/sqft
$394 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98683, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,021 (100%) |
| Owner Occupied HU | 8,249 (51.5%) |
| Renter Occupied HU | 6,779 (42.3%) |
| Vacant Housing Units | 993 ( 6.2%) |
| Median Home Value | $588,743 |
| Average Home Value | $610,682 |
Housing Distribution
Address Breakdown
Residential
14,636
Single Family
12,944
Multi-Family
1,692
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diana Rutherford • Realty One Group Prestige
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #225297562
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