4307 Eck Ln APT 109AustinTX78734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.56% yield at 4307 Eck Ln APT 109, Austin, TX, 78734 in Austin is solid, but the $1,664/mo payment compresses net cash flow to $7/mo at $369,950. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $102,210 by year five, and $3,407/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.59) without U.S. income documentation. Total projected return: $142,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 4.5% |
| Monthly Cash Flow | $7 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,638 |
| Total Monthly Debt Service | $2,484 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2001
10,833 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78734, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,565 (100%) |
| Owner Occupied HU | 7,586 (71.8%) |
| Renter Occupied HU | 1,989 (18.8%) |
| Vacant Housing Units | 990 ( 9.4%) |
| Median Home Value | $770,107 |
| Average Home Value | $947,171 |
Housing Distribution
Address Breakdown
Residential
10,698
Single Family
9,927
Multi-Family
771
Businesses
1,419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2001
10,833 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78734, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,565 (100%) |
| Owner Occupied HU | 7,586 (71.8%) |
| Renter Occupied HU | 1,989 (18.8%) |
| Vacant Housing Units | 990 ( 9.4%) |
| Median Home Value | $770,107 |
| Average Home Value | $947,171 |
Housing Distribution
Address Breakdown
Residential
10,698
Single Family
9,927
Multi-Family
771
Businesses
1,419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices