4307 39th PlBrentwoodMD20722
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4307 39th Pl, Brentwood, MD, 20722 in Brentwood: $3,614/mo in rent, $1,346/mo net, 12.63% gross yield, all on a $343,400 acquisition. The 2.34 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $94,875 in value, and $3,163/yr in principal paydown steadily builds equity. Projected total cumulative return: $217,392.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.0% |
| Monthly Cash Flow | $1,346 | $1,200 |
City averages based on Brentwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,614 |
| Total Monthly Debt Service | $2,132 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
5,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20722, Brentwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,335 (57.5%) |
| Renter Occupied HU | 844 (36.3%) |
| Vacant Housing Units | 143 ( 6.2%) |
| Median Home Value | $453,194 |
| Average Home Value | $475,276 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
1,643
Multi-Family
535
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
5,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20722, Brentwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,335 (57.5%) |
| Renter Occupied HU | 844 (36.3%) |
| Vacant Housing Units | 143 ( 6.2%) |
| Median Home Value | $453,194 |
| Average Home Value | $475,276 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
1,643
Multi-Family
535
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices