430230 E 1148th RdPorumOK74455
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 430230 E 1148th Rd, Porum, OK, 74455 in Porum at $225,000 earns $1,472/mo in rent and nets $36/mo after the $1,012/mo payment, a 7.85% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $62,163 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $2,072/yr in principal paydown, total projected return reaches $87,792.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $36 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,472 |
| Total Monthly Debt Service | $1,347 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74455, Porum, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,696 (100%) |
| Owner Occupied HU | 932 (55.0%) |
| Renter Occupied HU | 181 (10.7%) |
| Vacant Housing Units | 583 (34.4%) |
| Median Home Value | $153,626 |
| Average Home Value | $194,839 |
Housing Distribution
Address Breakdown
Residential
1,121
Single Family
1,121
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74455, Porum, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,696 (100%) |
| Owner Occupied HU | 932 (55.0%) |
| Renter Occupied HU | 181 (10.7%) |
| Vacant Housing Units | 583 (34.4%) |
| Median Home Value | $153,626 |
| Average Home Value | $194,839 |
Housing Distribution
Address Breakdown
Residential
1,121
Single Family
1,121
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices