430 Main StHalifaxMA02324
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 430 Main St, Halifax, MA, 02324 in Halifax is straightforward: $529,900 in, $4,291/mo in rent, $951/mo out after debt service. The 9.72% gross yield and 1.80 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $146,402 by year five. With $4,880/yr in principal equity, the total cumulative return is projected at $262,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.5% |
| Monthly Cash Flow | $951 | $350 |
City averages based on Halifax market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,291 |
| Total Monthly Debt Service | $3,129 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
6,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02324, Bridgewater, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,831 (100%) |
| Owner Occupied HU | 7,231 (73.6%) |
| Renter Occupied HU | 2,288 (23.3%) |
| Vacant Housing Units | 312 ( 3.2%) |
| Median Home Value | $608,712 |
| Average Home Value | $636,181 |
Housing Distribution
Address Breakdown
Residential
9,807
Single Family
7,642
Multi-Family
2,165
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
6,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02324, Bridgewater, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,831 (100%) |
| Owner Occupied HU | 7,231 (73.6%) |
| Renter Occupied HU | 2,288 (23.3%) |
| Vacant Housing Units | 312 ( 3.2%) |
| Median Home Value | $608,712 |
| Average Home Value | $636,181 |
Housing Distribution
Address Breakdown
Residential
9,807
Single Family
7,642
Multi-Family
2,165
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73501051