430 E 4th StUhrichsvilleOH44683
INVESTMENT ANALYSIS
Investment Verdict
Solid Income430 E 4th St, Uhrichsville, OH, 44683 in Uhrichsville earns a respectable 8.74% gross yield at $136,000, but after the $612/mo mortgage the net cash flow is $95/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.62) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $37,574 over five years, making equity the dominant return driver. Total projected return: $57,979.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $95 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $990 |
| Total Monthly Debt Service | $840 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1840
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44683, Uhrichsville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,764 (100%) |
| Owner Occupied HU | 2,200 (58.4%) |
| Renter Occupied HU | 1,170 (31.1%) |
| Vacant Housing Units | 394 (10.5%) |
| Median Home Value | $115,357 |
| Average Home Value | $149,700 |
Housing Distribution
Address Breakdown
Residential
3,451
Single Family
3,283
Multi-Family
168
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1840
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44683, Uhrichsville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,764 (100%) |
| Owner Occupied HU | 2,200 (58.4%) |
| Renter Occupied HU | 1,170 (31.1%) |
| Vacant Housing Units | 394 (10.5%) |
| Median Home Value | $115,357 |
| Average Home Value | $149,700 |
Housing Distribution
Address Breakdown
Residential
3,451
Single Family
3,283
Multi-Family
168
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS Now
Mls ID: #5194626