430 Black AveMendotaCA93640
INVESTMENT ANALYSIS
Investment Verdict
Solid Income430 Black Ave, Mendota, CA, 93640 in Mendota is a solid income-producing rental, 9.3% gross yield, $2,750/mo rent, $366/mo net cash flow on a $355,000 buy. DSCR 1.72 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $98,080 and $3,270/yr in principal reduction project a total cumulative return of $159,017.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.5% |
| Monthly Cash Flow | $366 | $200 |
City averages based on Mendota market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,750 |
| Total Monthly Debt Service | $2,243 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93640, Mendota, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,244 (100%) |
| Owner Occupied HU | 1,456 (44.9%) |
| Renter Occupied HU | 1,714 (52.8%) |
| Vacant Housing Units | 74 ( 2.3%) |
| Median Home Value | $269,341 |
| Average Home Value | $351,000 |
Housing Distribution
Address Breakdown
Residential
2,987
Single Family
2,556
Multi-Family
431
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93640, Mendota, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,244 (100%) |
| Owner Occupied HU | 1,456 (44.9%) |
| Renter Occupied HU | 1,714 (52.8%) |
| Vacant Housing Units | 74 ( 2.3%) |
| Median Home Value | $269,341 |
| Average Home Value | $351,000 |
Housing Distribution
Address Breakdown
Residential
2,987
Single Family
2,556
Multi-Family
431
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gabriela Rodriguez Cortes • Compass
Mls Name: MetroList Services of CA
Mls ID: #225114152