43 Saint JohnDana PointCA92629
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 43 Saint John, Dana Point, CA, 92629 in Dana Point offers a clean, manageable entry. Rental yield 7.42%. DSCR 1.37 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $469,679 in additional property value over five years, with $15,657/yr in principal equity building ownership stake. Total projected cumulative return: $622,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $(367) | $1,500 |
City averages based on Dana Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,507 |
| Total Monthly Debt Service | $10,198 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
2,800 sqft lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92629, Dana Point, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,363 (100%) |
| Owner Occupied HU | 6,725 (50.3%) |
| Renter Occupied HU | 4,968 (37.2%) |
| Vacant Housing Units | 1,670 (12.5%) |
| Median Home Value | $1,402,984 |
| Average Home Value | $1,493,273 |
Housing Distribution
Address Breakdown
Residential
12,868
Single Family
11,943
Multi-Family
925
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
2,800 sqft lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92629, Dana Point, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,363 (100%) |
| Owner Occupied HU | 6,725 (50.3%) |
| Renter Occupied HU | 4,968 (37.2%) |
| Vacant Housing Units | 1,670 (12.5%) |
| Median Home Value | $1,402,984 |
| Average Home Value | $1,493,273 |
Housing Distribution
Address Breakdown
Residential
12,868
Single Family
11,943
Multi-Family
925
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices