43 Ridge RdGreenbeltMD20770
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 43 Ridge Rd, Greenbelt, MD, 20770 in Greenbelt hard to pass up. The 20.93% gross yield on a $191,700 purchase results in $3,343/mo in rent and $1,184/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.88). Annual cash flow of $14,213, five-year appreciation of $52,963, and $1,766/yr in equity build-up combine for a projected total cumulative return of $153,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.9% | 6.3% |
| Monthly Cash Flow | $1,184 | $450 |
City averages based on Greenbelt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,343 |
| Total Monthly Debt Service | $2,083 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1936
4,573 sqft lot
$N/A/sqft
$870 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20770, Greenbelt, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,490 (100%) |
| Owner Occupied HU | 4,749 (41.3%) |
| Renter Occupied HU | 6,063 (52.8%) |
| Vacant Housing Units | 678 ( 5.9%) |
| Median Home Value | $429,173 |
| Average Home Value | $420,386 |
Housing Distribution
Address Breakdown
Residential
12,206
Single Family
4,507
Multi-Family
7,699
Businesses
816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1936
4,573 sqft lot
$N/A/sqft
$870 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20770, Greenbelt, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,490 (100%) |
| Owner Occupied HU | 4,749 (41.3%) |
| Renter Occupied HU | 6,063 (52.8%) |
| Vacant Housing Units | 678 ( 5.9%) |
| Median Home Value | $429,173 |
| Average Home Value | $420,386 |
Housing Distribution
Address Breakdown
Residential
12,206
Single Family
4,507
Multi-Family
7,699
Businesses
816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices