43 Phelps RoadMarlboroughCT06447
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Marlborough rental at 43 Phelps Road, Marlborough, CT, 06447 sits in the solid-income band: 9.02% gross yield, $3,062/mo rent, $294/mo net after the $1,832/mo debt service, DSCR 1.67. Entry price of $407,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $112,585 and $3,753/yr in principal reduction bring total cumulative return to $174,492.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $294 | $500 |
City averages based on Marlborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,062 |
| Total Monthly Debt Service | $2,607 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06447, Marlborough, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,401 (100%) |
| Owner Occupied HU | 2,152 (89.6%) |
| Renter Occupied HU | 169 ( 7.0%) |
| Vacant Housing Units | 80 ( 3.3%) |
| Median Home Value | $438,310 |
| Average Home Value | $478,795 |
Housing Distribution
Address Breakdown
Residential
2,385
Single Family
2,361
Multi-Family
24
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06447, Marlborough, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,401 (100%) |
| Owner Occupied HU | 2,152 (89.6%) |
| Renter Occupied HU | 169 ( 7.0%) |
| Vacant Housing Units | 80 ( 3.3%) |
| Median Home Value | $438,310 |
| Average Home Value | $478,795 |
Housing Distribution
Address Breakdown
Residential
2,385
Single Family
2,361
Multi-Family
24
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara St. Germain • Coldwell Banker Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24103887
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.