43 Penstock LaneLake KatrineNY12449








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Lake Katrine at 43 Penstock Lane, Lake Katrine, NY, 12449 with 5% annual appreciation on a $328,500 basis while $3,187/mo rent supports operations. Total monthly income totals $3,187/mo and a $1,608/mo payment preserves $993/mo for cash returns. Annual cash flow comes to $11,918/yr on $108,898 deployed, and return on cash invested reaches 30.85% in year one. Equity gained on principal adds $2,120/yr, and five-year appreciation sums $90,758 alongside rental yield of 11.64%. Five-year ROI measures 162.2% and total cumulative return in cash totals $176,636.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,187/mo property income versus a $1,608/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Townhouse
Built in 1985
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12449, Lake Katrine, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,391 (100%) |
| Owner Occupied HU | 898 (64.6%) |
| Renter Occupied HU | 405 (29.1%) |
| Vacant Housing Units | 88 ( 6.3%) |
| Median Home Value | $360,930 |
| Average Home Value | $386,932 |
Housing Distribution
Address Breakdown
Residential
1,265
Single Family
1,113
Multi-Family
152
Businesses
157
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Listed by: Ita McAteer • BHHS HUDSON VALLEY PROP-WDST
Mls Name: HVCRMLS
Mls Provider:
Mls ID: #20252363
Disclaimer: IDX information 2025 by the Hudson Valley Catskill Region MLS. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.








