43 Northern Pine LoopAliso ViejoCA92656
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 43 Northern Pine Loop, Aliso Viejo, CA, 92656 in Aliso Viejo. At $1,480,000 it earns $9,972/mo in rent and distributes $744/mo to the owner after the $6,655/mo payment, a consistent 8.09% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $408,897 in value; $13,631/yr in principal paydown compounds ownership stake. Total projected return: $609,401.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $744 | $250 |
City averages based on Aliso Viejo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,972 |
| Total Monthly Debt Service | $8,639 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
3,900 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92656, Aliso Viejo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,230 (100%) |
| Owner Occupied HU | 11,193 (52.7%) |
| Renter Occupied HU | 9,354 (44.1%) |
| Vacant Housing Units | 683 ( 3.2%) |
| Median Home Value | $946,732 |
| Average Home Value | $1,050,573 |
Housing Distribution
Address Breakdown
Residential
20,666
Single Family
14,482
Multi-Family
6,184
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
3,900 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92656, Aliso Viejo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,230 (100%) |
| Owner Occupied HU | 11,193 (52.7%) |
| Renter Occupied HU | 9,354 (44.1%) |
| Vacant Housing Units | 683 ( 3.2%) |
| Median Home Value | $946,732 |
| Average Home Value | $1,050,573 |
Housing Distribution
Address Breakdown
Residential
20,666
Single Family
14,482
Multi-Family
6,184
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices