43 Flagg RdSouthboroughMA01772
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.87% gross rental yield, 43 Flagg Rd, Southborough, MA, 01772 in Southborough is priced for capital growth, not immediate cash flow. The $799,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $220,749 by year five, with $7,359/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.72) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $145,179.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 5.0% |
| Monthly Cash Flow | $(2,458) | $500 |
City averages based on Southborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,578 |
| Total Monthly Debt Service | $4,718 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
2.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01772, Southborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,684 (100%) |
| Owner Occupied HU | 3,075 (83.5%) |
| Renter Occupied HU | 498 (13.5%) |
| Vacant Housing Units | 111 ( 3.0%) |
| Median Home Value | $847,639 |
| Average Home Value | $898,938 |
Housing Distribution
Address Breakdown
Residential
3,479
Single Family
3,328
Multi-Family
151
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
2.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01772, Southborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,684 (100%) |
| Owner Occupied HU | 3,075 (83.5%) |
| Renter Occupied HU | 498 (13.5%) |
| Vacant Housing Units | 111 ( 3.0%) |
| Median Home Value | $847,639 |
| Average Home Value | $898,938 |
Housing Distribution
Address Breakdown
Residential
3,479
Single Family
3,328
Multi-Family
151
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73491427