43 Cloverleaf StWinfieldWV25213
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 43 Cloverleaf St, Winfield, WV, 25213 in Winfield speaks for itself: 10.77% gross on a $222,600 price, generating $1,998/mo in rent and $710/mo in net income after the $1,001/mo debt service. DSCR 2.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,520 stacks alongside $61,500 in projected five-year appreciation and $2,050/yr in principal reduction. Projected total cumulative return: $129,724.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $710 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,998 |
| Total Monthly Debt Service | $1,199 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
5,532 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25213, Winfield, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,522 (100%) |
| Owner Occupied HU | 1,926 (76.4%) |
| Renter Occupied HU | 447 (17.7%) |
| Vacant Housing Units | 149 ( 5.9%) |
| Median Home Value | $264,063 |
| Average Home Value | $285,776 |
Housing Distribution
Address Breakdown
Residential
2,473
Single Family
2,441
Multi-Family
32
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
5,532 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25213, Winfield, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,522 (100%) |
| Owner Occupied HU | 1,926 (76.4%) |
| Renter Occupied HU | 447 (17.7%) |
| Vacant Housing Units | 149 ( 5.9%) |
| Median Home Value | $264,063 |
| Average Home Value | $285,776 |
Housing Distribution
Address Breakdown
Residential
2,473
Single Family
2,441
Multi-Family
32
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holly Weese • Old Colony
Mls Name: KVBR
Mls ID: #280285