43 Balsam DriveDix HillsNY11746
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 43 Balsam Drive, Dix Hills, NY, 11746 in Dix Hills is a conservative rental investment at $1,275,000. Rental yield 6.75%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $352,259; $11,743/yr in principal paydown supplements. Total projected return: $399,837.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(1,342) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,172 |
| Total Monthly Debt Service | $8,007 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11746, Huntington Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,393 (100%) |
| Owner Occupied HU | 17,511 (78.2%) |
| Renter Occupied HU | 3,927 (17.5%) |
| Vacant Housing Units | 955 ( 4.3%) |
| Median Home Value | $710,328 |
| Average Home Value | $770,182 |
Housing Distribution
Address Breakdown
Residential
20,290
Single Family
19,732
Multi-Family
558
Businesses
1,537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11746, Huntington Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,393 (100%) |
| Owner Occupied HU | 17,511 (78.2%) |
| Renter Occupied HU | 3,927 (17.5%) |
| Vacant Housing Units | 955 ( 4.3%) |
| Median Home Value | $710,328 |
| Average Home Value | $770,182 |
Housing Distribution
Address Breakdown
Residential
20,290
Single Family
19,732
Multi-Family
558
Businesses
1,537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices