4291 Blackberry LnSomisCA93066
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 4291 Blackberry Ln, Somis, CA, 93066 in Somis is a conservative rental investment at $1,800,000. Rental yield 6%. A 1.11 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $497,307; $16,578/yr in principal paydown supplements. Total projected return: $544,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(2,154) | $300 |
City averages based on Somis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,002 |
| Total Monthly Debt Service | $10,440 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
1.15 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93066, Somis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,136 (100%) |
| Owner Occupied HU | 674 (59.3%) |
| Renter Occupied HU | 382 (33.6%) |
| Vacant Housing Units | 80 ( 7.0%) |
| Median Home Value | $1,636,905 |
| Average Home Value | $1,554,102 |
Housing Distribution
Address Breakdown
Residential
948
Single Family
948
Multi-Family
0
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
1.15 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93066, Somis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,136 (100%) |
| Owner Occupied HU | 674 (59.3%) |
| Renter Occupied HU | 382 (33.6%) |
| Vacant Housing Units | 80 ( 7.0%) |
| Median Home Value | $1,636,905 |
| Average Home Value | $1,554,102 |
Housing Distribution
Address Breakdown
Residential
948
Single Family
948
Multi-Family
0
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices