429 Seneca PkwyRochesterNY14613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 429 Seneca Pkwy, Rochester, NY, 14613 in Rochester. Priced at $275,000, it generates $2,776/mo in gross rent and $939/mo in net monthly cash flow, a 12.11% yield that comfortably supports the 2.24 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,270. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $165,327.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.2% |
| Monthly Cash Flow | $939 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,776 |
| Total Monthly Debt Service | $1,727 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1906
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14613, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,364 (100%) |
| Owner Occupied HU | 1,812 (28.5%) |
| Renter Occupied HU | 3,855 (60.6%) |
| Vacant Housing Units | 697 (11.0%) |
| Median Home Value | $101,649 |
| Average Home Value | $174,269 |
Housing Distribution
Address Breakdown
Residential
5,171
Single Family
4,693
Multi-Family
478
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1906
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14613, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,364 (100%) |
| Owner Occupied HU | 1,812 (28.5%) |
| Renter Occupied HU | 3,855 (60.6%) |
| Vacant Housing Units | 697 (11.0%) |
| Median Home Value | $101,649 |
| Average Home Value | $174,269 |
Housing Distribution
Address Breakdown
Residential
5,171
Single Family
4,693
Multi-Family
478
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices