429 S I StLakeviewOR97630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow429 S I St, Lakeview, OR, 97630 in Lakeview is a top-tier cash-flow asset. At $197,260 it produces $1,914/mo in rent and $723/mo in net monthly income, a 11.64% gross rental yield. The DSCR of 2.16 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,680. Five-year appreciation adds $54,499, driving a total cumulative return of $121,211.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $723 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $1,112 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97630, Lakeview, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,505 (60.5%) |
| Renter Occupied HU | 677 (27.2%) |
| Vacant Housing Units | 307 (12.3%) |
| Median Home Value | $226,628 |
| Average Home Value | $273,053 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,269
Multi-Family
34
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97630, Lakeview, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,505 (60.5%) |
| Renter Occupied HU | 677 (27.2%) |
| Vacant Housing Units | 307 (12.3%) |
| Median Home Value | $226,628 |
| Average Home Value | $273,053 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,269
Multi-Family
34
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices