428 Silas DrTuttleOK73089
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 428 Silas Dr, Tuttle, OK, 73089 in Tuttle worth modelling. At $220,500 with a 8.46% gross yield, the $1,554/mo rent leaves $130/mo after the $992/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.57 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $60,920 by year five; $2,031/yr in principal reduction adds further equity. Total projected return: $92,182.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $130 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,554 |
| Total Monthly Debt Service | $1,337 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
5,998 sqft lot
$N/A/sqft
$193 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73089, Tuttle, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,487 (100%) |
| Owner Occupied HU | 4,545 (82.8%) |
| Renter Occupied HU | 702 (12.8%) |
| Vacant Housing Units | 240 ( 4.4%) |
| Median Home Value | $277,124 |
| Average Home Value | $294,872 |
Housing Distribution
Address Breakdown
Residential
5,266
Single Family
5,266
Multi-Family
0
Businesses
262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
5,998 sqft lot
$N/A/sqft
$193 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73089, Tuttle, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,487 (100%) |
| Owner Occupied HU | 4,545 (82.8%) |
| Renter Occupied HU | 702 (12.8%) |
| Vacant Housing Units | 240 ( 4.4%) |
| Median Home Value | $277,124 |
| Average Home Value | $294,872 |
Housing Distribution
Address Breakdown
Residential
5,266
Single Family
5,266
Multi-Family
0
Businesses
262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brett Creager • Copper Creek Real Estate
Mls Name: MLSOK/OKCMAR as distributed by MLS GRID
Mls Provider:
Mls ID: #1221251
Disclaimer: Based on information submitted to the MLS GRID as of 2026-02-06 15:23:13 PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#88)