428 Old Flanagan RdHuronTN38345
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 428 Old Flanagan Rd, Huron, TN, 38345 in Huron. Priced at $165,000, it generates $1,798/mo in gross rent and $810/mo in net monthly cash flow, a 13.07% yield that comfortably supports the 2.42 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,719. Five-year appreciation: $45,586. Equity from principal paydown: $1,520/yr. Total projected cumulative return: $114,554.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.2% |
| Monthly Cash Flow | $810 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,798 |
| Total Monthly Debt Service | $922 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38345, Huron, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 967 (100%) |
| Owner Occupied HU | 742 (76.7%) |
| Renter Occupied HU | 152 (15.7%) |
| Vacant Housing Units | 73 ( 7.5%) |
| Median Home Value | $185,625 |
| Average Home Value | $218,555 |
Housing Distribution
Address Breakdown
Residential
894
Single Family
894
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38345, Huron, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 967 (100%) |
| Owner Occupied HU | 742 (76.7%) |
| Renter Occupied HU | 152 (15.7%) |
| Vacant Housing Units | 73 ( 7.5%) |
| Median Home Value | $185,625 |
| Average Home Value | $218,555 |
Housing Distribution
Address Breakdown
Residential
894
Single Family
894
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelby Robertson • Nest Realty
Mls Name: CWTAR
Mls Provider:
Mls ID: #2503387
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