428 E Main StMiddleburgPA17842








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Middleburg at 428 E Main St, Middleburg, PA, 17842 uses $59,007 cash to close to unlock $7,966/yr annual cash flow and $664/mo monthly cash flow. Total monthly income runs $1,830/mo, and a $871/mo payment keeps the spread at $664/mo. Purchase price stands at $178,000, and rental yield measures 12.34% with $1,830/mo rent. Return on cash invested shows 33.41% in year one, and 5% annual appreciation builds toward $49,178 over five years. Five-year ROI reaches 175.71% and total cumulative return in cash records $103,681. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,830/mo property income covering a $871/mo payment rather than investor’s personal income.
Single Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17842, Middleburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,812 (100%) |
| Owner Occupied HU | 2,735 (71.7%) |
| Renter Occupied HU | 824 (21.6%) |
| Vacant Housing Units | 253 ( 6.6%) |
| Median Home Value | $226,788 |
| Average Home Value | $255,203 |
Housing Distribution
Address Breakdown
Residential
3,465
Single Family
3,465
Multi-Family
0
Businesses
199
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Listed by: JERILYN KATHERMAN • EXP Realty, LLC
Mls Name: CSVBOR
Mls ID: #20-100823
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








