427 E 112th StLos AngelesCA90061
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 427 E 112th St, Los Angeles, CA, 90061 in Los Angeles is narrow, $68/mo net on $8,110/mo rent after the $5,845/mo debt service, but the property operates at break-even-plus, not a loss. At $1,299,900 with a 7.49% yield, the long-run equity case via 5% appreciation ($359,138 over five years) and $11,972/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $497,293.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.1% |
| Monthly Cash Flow | $68 | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,110 |
| Total Monthly Debt Service | $7,524 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1925
6,838 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90061, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,560 (100%) |
| Owner Occupied HU | 3,151 (41.7%) |
| Renter Occupied HU | 4,161 (55.0%) |
| Vacant Housing Units | 248 ( 3.3%) |
| Median Home Value | $626,642 |
| Average Home Value | $720,344 |
Housing Distribution
Address Breakdown
Residential
7,694
Single Family
5,748
Multi-Family
1,946
Businesses
747
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1925
6,838 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90061, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,560 (100%) |
| Owner Occupied HU | 3,151 (41.7%) |
| Renter Occupied HU | 4,161 (55.0%) |
| Vacant Housing Units | 248 ( 3.3%) |
| Median Home Value | $626,642 |
| Average Home Value | $720,344 |
Housing Distribution
Address Breakdown
Residential
7,694
Single Family
5,748
Multi-Family
1,946
Businesses
747
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices