42581 Kinlock TrailElizabethCO80107
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.18% yield at 42581 Kinlock Trail, Elizabeth, CO, 80107 in Elizabeth is solid, but the $2,886/mo payment compresses net cash flow to $59/mo at $641,750. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $177,304 by year five, and $5,911/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.33) without U.S. income documentation. Total projected return: $248,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.7% |
| Monthly Cash Flow | $59 | $350 |
City averages based on Elizabeth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,840 |
| Total Monthly Debt Service | $3,485 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
8,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80107, Elizabeth, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,219 (100%) |
| Owner Occupied HU | 5,607 (90.2%) |
| Renter Occupied HU | 406 ( 6.5%) |
| Vacant Housing Units | 206 ( 3.3%) |
| Median Home Value | $734,080 |
| Average Home Value | $786,794 |
Housing Distribution
Address Breakdown
Residential
5,550
Single Family
5,091
Multi-Family
459
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
8,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80107, Elizabeth, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,219 (100%) |
| Owner Occupied HU | 5,607 (90.2%) |
| Renter Occupied HU | 406 ( 6.5%) |
| Vacant Housing Units | 206 ( 3.3%) |
| Median Home Value | $734,080 |
| Average Home Value | $786,794 |
Housing Distribution
Address Breakdown
Residential
5,550
Single Family
5,091
Multi-Family
459
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices