425 Taylor StreetMiltonVT05468
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 425 Taylor Street, Milton, VT, 05468 in Milton is narrow, $15/mo net on $1,403/mo rent after the $938/mo debt service, but the property operates at break-even-plus, not a loss. At $208,600 with a 8.07% yield, the long-run equity case via 5% appreciation ($57,632 over five years) and $1,921/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $80,547.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $15 | $425 |
City averages based on Milton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,403 |
| Total Monthly Debt Service | $1,305 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05468, Milton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,718 (100%) |
| Owner Occupied HU | 4,563 (79.8%) |
| Renter Occupied HU | 909 (15.9%) |
| Vacant Housing Units | 246 ( 4.3%) |
| Median Home Value | $390,128 |
| Average Home Value | $434,001 |
Housing Distribution
Address Breakdown
Residential
5,355
Single Family
5,224
Multi-Family
131
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05468, Milton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,718 (100%) |
| Owner Occupied HU | 4,563 (79.8%) |
| Renter Occupied HU | 909 (15.9%) |
| Vacant Housing Units | 246 ( 4.3%) |
| Median Home Value | $390,128 |
| Average Home Value | $434,001 |
Housing Distribution
Address Breakdown
Residential
5,355
Single Family
5,224
Multi-Family
131
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices