425 Shaw StLos AlamosCA93440
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 425 Shaw St, Los Alamos, CA, 93440 in Los Alamos. At $749,000 it earns $5,434/mo in rent and distributes $800/mo to the owner after the $3,368/mo payment, a consistent 8.71% yield. DSCR 1.61 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $206,935 in value; $6,898/yr in principal paydown compounds ownership stake. Total projected return: $335,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.5% |
| Monthly Cash Flow | $800 | $200 |
City averages based on Los Alamos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,434 |
| Total Monthly Debt Service | $4,335 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93440, Los Alamos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 674 (100%) |
| Owner Occupied HU | 410 (60.8%) |
| Renter Occupied HU | 230 (34.1%) |
| Vacant Housing Units | 34 ( 5.0%) |
| Median Home Value | $816,092 |
| Average Home Value | $1,168,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93440, Los Alamos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 674 (100%) |
| Owner Occupied HU | 410 (60.8%) |
| Renter Occupied HU | 230 (34.1%) |
| Vacant Housing Units | 34 ( 5.0%) |
| Median Home Value | $816,092 |
| Average Home Value | $1,168,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sammy Robinson • Robinson Property Company
Mls Name: North Santa Barbara County MLS
Mls Provider:
Mls ID: #25001433
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