42463 Stetson CtCoarsegoldCA93614
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 42463 Stetson Ct, Coarsegold, CA, 93614 in Coarsegold is a conservative rental investment at $509,800. Rental yield 7.05%. A 1.31 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $140,848; $4,695/yr in principal paydown supplements. Total projected return: $172,577.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(335) | $400 |
City averages based on Coarsegold market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,994 |
| Total Monthly Debt Service | $3,126 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
1.60 Acres lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93614, Coarsegold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,760 (75.9%) |
| Renter Occupied HU | 691 (13.9%) |
| Vacant Housing Units | 504 (10.2%) |
| Median Home Value | $445,289 |
| Average Home Value | $505,009 |
Housing Distribution
Address Breakdown
Residential
4,561
Single Family
4,561
Multi-Family
0
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
1.60 Acres lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93614, Coarsegold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,760 (75.9%) |
| Renter Occupied HU | 691 (13.9%) |
| Vacant Housing Units | 504 (10.2%) |
| Median Home Value | $445,289 |
| Average Home Value | $505,009 |
Housing Distribution
Address Breakdown
Residential
4,561
Single Family
4,561
Multi-Family
0
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices