423 Ruth LnNampaID83686
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Nampa at 423 Ruth Ln, Nampa, ID, 83686 uses $205,625 cash to close to unlock $1,686/yr annual cash flow and $141/mo monthly cash flow. Total monthly income runs $3,736/mo, and a $3,059/mo payment keeps the spread at $141/mo. Purchase price stands at $625,000, and rental yield measures 7.17% with $3,736/mo rent. Return on cash invested shows 20.88% in year one, and 5% annual appreciation builds toward $172,676 over five years. Five-year ROI reaches 107.44% and total cumulative return in cash records $220,933. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,736/mo property income covering a $3,059/mo payment rather than investor’s personal income.
Single Family
Built in 1989
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83686, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,546 (100%) |
| Owner Occupied HU | 17,038 (75.6%) |
| Renter Occupied HU | 4,622 (20.5%) |
| Vacant Housing Units | 886 ( 3.9%) |
| Median Home Value | $455,498 |
| Average Home Value | $516,263 |
Housing Distribution
Address Breakdown
Residential
21,289
Single Family
20,783
Multi-Family
506
Businesses
421
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