4221 Oakland CirSaint JosephMO64506








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Joseph at 4221 Oakland Cir, Saint Joseph, MO, 64506 generates $2,261/mo in rent and, after a $1,549/mo payment, leaves $290/mo in cash flow. Total monthly income is $2,261/mo, and annual cash flow is $3,482/yr on $104,887 invested. Return on cash invested sits at 23.23% in year one, and rental yield is 8.58% on a $316,400 entry. Equity gained on principal adds $2,042/yr, while 5% annual appreciation builds toward $87,415 over five years. Five-year ROI reaches 120.74% and total cumulative return in cash sums $126,637. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,261/mo property income rather than buyer’s personal income.
Single Family
Built in 1979
0.30 Acres lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



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