2601 Union St, Saint Joseph, MO, 64506 | $439/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at 2601 Union St, Saint Joseph, MO, 64506 offers a 9.69% rental yield on a $238,000 purchase with $1,921/mo rent. Total monthly income registers $1,921/mo, and a $1,165/mo payment leaves $439/mo available for distribution. Annual cash flow reaches $5,264/yr on $78,897 to close, and return on cash invested stands at 26.58% in year one. Equity gained on principal adds $1,536/yr while 5% annual appreciation supports $65,755 over five years. Portfolio math shows five-year ROI at 138.68% and total cumulative return in cash at $109,414. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,921/mo property income against a $1,165/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1927

6,098 sqft lot

$N/A/sqft

No HOA