422 Rancho Sequoia DrAlderpointCA95511
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 422 Rancho Sequoia Dr, Alderpoint, CA, 95511 in Alderpoint. Rental yield 6.55%. The 1.21 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $143,390 and $4,780/yr in principal reduction project total return of $126,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.0% |
| Monthly Cash Flow | $(1,149) | $1,200 |
City averages based on Alderpoint market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,832 |
| Total Monthly Debt Service | $3,774 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95511, Alderpoint, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 178 (100%) |
| Owner Occupied HU | 116 (65.2%) |
| Renter Occupied HU | 32 (18.0%) |
| Vacant Housing Units | 30 (16.9%) |
| Median Home Value | $527,778 |
| Average Home Value | $601,724 |
Housing Distribution
Address Breakdown
Residential
13
Single Family
13
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95511, Alderpoint, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 178 (100%) |
| Owner Occupied HU | 116 (65.2%) |
| Renter Occupied HU | 32 (18.0%) |
| Vacant Housing Units | 30 (16.9%) |
| Median Home Value | $527,778 |
| Average Home Value | $601,724 |
Housing Distribution
Address Breakdown
Residential
13
Single Family
13
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bernie Garrigan • South Fork Real Estate
Mls Name: HBMLS
Mls Provider:
Mls ID: #266193
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