422 Nottely DrTempleGA30179
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 422 Nottely Dr, Temple, GA, 30179 in Temple: $4,076/mo in rent, $1,974/mo net, 14.43% gross yield, all on a $338,895 acquisition. The 2.67 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $93,630 in value, and $3,121/yr in principal paydown steadily builds equity. Projected total cumulative return: $255,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 8.0% |
| Monthly Cash Flow | $1,974 | $350 |
City averages based on Temple market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,076 |
| Total Monthly Debt Service | $1,967 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,405 sqft lot
$N/A/sqft
$475 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,405 sqft lot
$N/A/sqft
$475 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices