422 E Telford AveDaytonOH45419
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder422 E Telford Ave, Dayton, OH, 45419 in Dayton is a stable, well-positioned rental at $374,900. Rental yield 7.39%. DSCR 1.37 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $103,578 in value and $3,453/yr in principal paydown builds equity, a total projected return of $132,599.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.1% |
| Monthly Cash Flow | $(158) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,308 |
| Total Monthly Debt Service | $2,317 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
6,851 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45419, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,693 (100%) |
| Owner Occupied HU | 4,860 (63.2%) |
| Renter Occupied HU | 2,285 (29.7%) |
| Vacant Housing Units | 548 ( 7.1%) |
| Median Home Value | $260,751 |
| Average Home Value | $314,234 |
Housing Distribution
Address Breakdown
Residential
7,395
Single Family
5,984
Multi-Family
1,411
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
6,851 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45419, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,693 (100%) |
| Owner Occupied HU | 4,860 (63.2%) |
| Renter Occupied HU | 2,285 (29.7%) |
| Vacant Housing Units | 548 ( 7.1%) |
| Median Home Value | $260,751 |
| Average Home Value | $314,234 |
Housing Distribution
Address Breakdown
Residential
7,395
Single Family
5,984
Multi-Family
1,411
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices