4210 Mount Langley LnLone PineCA93545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4210 Mount Langley Ln, Lone Pine, CA, 93545 in Lone Pine. Priced at $168,000, it generates $3,782/mo in gross rent and $2,743/mo in net monthly cash flow, a 27.02% yield that comfortably supports the 5.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $32,917. Five-year appreciation: $46,415. Equity from principal paydown: $1,547/yr. Total projected cumulative return: $240,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27% | 6.0% |
| Monthly Cash Flow | $2,743 | $1,200 |
City averages based on Lone Pine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,782 |
| Total Monthly Debt Service | $972 |
| DSCR Ratio | 3.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93545, Lone Pine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,138 (100%) |
| Owner Occupied HU | 527 (46.3%) |
| Renter Occupied HU | 394 (34.6%) |
| Vacant Housing Units | 217 (19.1%) |
| Median Home Value | $423,148 |
| Average Home Value | $400,527 |
Housing Distribution
Address Breakdown
Residential
158
Single Family
158
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93545, Lone Pine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,138 (100%) |
| Owner Occupied HU | 527 (46.3%) |
| Renter Occupied HU | 394 (34.6%) |
| Vacant Housing Units | 217 (19.1%) |
| Median Home Value | $423,148 |
| Average Home Value | $400,527 |
Housing Distribution
Address Breakdown
Residential
158
Single Family
158
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.