421 Mechanic StGirardPA16417








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Girard at 421 Mechanic St, Girard, PA, 16417 with 5% annual appreciation on a $210,000 basis while $1,612/mo rent supports operations. Total monthly income totals $1,612/mo and a $1,028/mo payment preserves $236/mo for cash returns. Annual cash flow comes to $2,829/yr on $69,615 deployed, and return on cash invested reaches 23.97% in year one. Equity gained on principal adds $1,355/yr, and five-year appreciation sums $58,019 alongside rental yield of 9.21%. Five-year ROI measures 125.12% and total cumulative return in cash totals $87,100.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,612/mo property income versus a $1,028/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1950
10,759 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16417, Girard, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,538 (100%) |
| Owner Occupied HU | 2,613 (73.9%) |
| Renter Occupied HU | 679 (19.2%) |
| Vacant Housing Units | 246 ( 7.0%) |
| Median Home Value | $227,120 |
| Average Home Value | $244,686 |
Housing Distribution
Address Breakdown
Residential
3,515
Single Family
3,152
Multi-Family
363
Businesses
233
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Listed by: Nicholas Haller • Keller Williams Realty
Mls Name: GEMLS
Mls ID: #187532
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








