421 Giles St, Bel Air, MD, 21014 | $396/mo Cash Flow

Pending

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
3 Bath
1640 sft

6556 Ridgeborne Dr, Baltimore, MD, 21237

3 Bed
4 Bath
2110 sft

765 Burgh Westra Way, Abingdon, MD, 21009

Ballad Plan, Aberdeen Overlook Townhomes

3 Bed
3 Bath
1951 sft

Ballad Plan, Aberdeen Overlook Townhomes, Aberdeen, MD, 21001

4 Bed
2 Bath
1539 sft

9633 Harford Rd, Baltimore, MD, 21234

Nearby investment properties with comparable prices

3 Bed
3 Bath
2412 sft

8 Oakhampton Dr, Lutherville Timonium, MD, 21093

3 Bed
2 Bath
1451 sft

107 Regester Ave, Baltimore, MD, 21212

4 Bed
2 Bath
1914 sft

2 Millcreek Ln, Perryville, MD, 21903

3 Bed
3 Bath
2044 sft

4214 Germantown Way #3, Perry Hall, MD, 21128

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Bel Air at 421 Giles St, Bel Air, MD, 21014 priced at $515,000 converts $3,599/mo rent into $396/mo cash flow after a $2,521/mo obligation. Total monthly income equals $3,599/mo, and annual cash flow totals $4,748/yr on $169,435 invested. Return on cash invested prints 22.86% in year one, and rental yield reads 8.39% against a $515,000 entry. Equity gained on principal adds $3,323/yr, while 5% annual appreciation compiles into $142,285 by year five. Five-year ROI reaches 118.69% and total cumulative return in cash sums $201,097. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,599/mo property income covering a $2,521/mo payment, not borrower’s personal income.

Single Family

Built in 1956

0.68 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21014, Bel Air, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,850 (100%)
Owner Occupied HU	12,181 (76.9%)
Renter Occupied HU	3,197 (20.2%)
Vacant Housing Units	472 ( 3.0%)
Median Home Value	$457,293
Average Home Value	$489,682