4206 Golden Oaks LnMontereyCA93940








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,437/mo, and a $2,296/mo payment. Purchase price stands at $469,000, and rental yield measures 6.24% with $2,437/mo rent. Return on cash invested shows 16.32% in year one, and 5% annual appreciation builds toward $129,576 over five years. Five-year ROI reaches 83.63% and total cumulative return in cash records $130,015. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,437/mo property income covering a $2,296/mo payment rather than investor’s personal income.
Condo
Built in 1980
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93940, Monterey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,195 (100%) |
| Owner Occupied HU | 5,474 (36.0%) |
| Renter Occupied HU | 8,085 (53.2%) |
| Vacant Housing Units | 1,636 (10.8%) |
| Median Home Value | $1,052,750 |
| Average Home Value | $1,188,289 |
Housing Distribution
Address Breakdown
Residential
15,034
Single Family
13,351
Multi-Family
1,683
Businesses
2,778
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Listed by: DJ Chimpky • Premier Realty Direct
Mls Name: Bay East AOR
Mls ID: #41104261







