42 Swanson Ct APT 14ABoxboroMA01719
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 42 Swanson Ct APT 14A, Boxboro, MA, 01719 in Boxboro: $1,514/mo in rent, $323/mo in net income, 9.61% gross yield, 1.78 DSCR, all at $189,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $52,217 in appreciation and $1,741/yr in principal paydown projects total cumulative return of $92,531.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.2% |
| Monthly Cash Flow | $323 | $450 |
City averages based on Boxboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,514 |
| Total Monthly Debt Service | $1,116 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01719, Boxborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,577 (65.8%) |
| Renter Occupied HU | 718 (30.0%) |
| Vacant Housing Units | 102 ( 4.3%) |
| Median Home Value | $791,088 |
| Average Home Value | $783,973 |
Housing Distribution
Address Breakdown
Residential
2,369
Single Family
1,834
Multi-Family
535
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01719, Boxborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,577 (65.8%) |
| Renter Occupied HU | 718 (30.0%) |
| Vacant Housing Units | 102 ( 4.3%) |
| Median Home Value | $791,088 |
| Average Home Value | $783,973 |
Housing Distribution
Address Breakdown
Residential
2,369
Single Family
1,834
Multi-Family
535
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janet Stuart • Coldwell Banker Realty - Concord
Mls Name: MLS PIN
Mls ID: #73437865