42 Mallard DrMorriltonAR72110
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 42 Mallard Dr, Morrilton, AR, 72110 in Morrilton speaks for itself: 12.36% gross on a $159,850 price, generating $1,646/mo in rent and $678/mo in net income after the $719/mo debt service. DSCR 2.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,137 stacks alongside $44,164 in projected five-year appreciation and $1,472/yr in principal reduction. Projected total cumulative return: $104,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.5% |
| Monthly Cash Flow | $678 | $300 |
City averages based on Morrilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,646 |
| Total Monthly Debt Service | $905 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72110, Morrilton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,190 (58.1%) |
| Renter Occupied HU | 1,637 (29.8%) |
| Vacant Housing Units | 659 (12.0%) |
| Median Home Value | $164,522 |
| Average Home Value | $198,505 |
Housing Distribution
Address Breakdown
Residential
4,966
Single Family
4,828
Multi-Family
138
Businesses
616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72110, Morrilton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,190 (58.1%) |
| Renter Occupied HU | 1,637 (29.8%) |
| Vacant Housing Units | 659 (12.0%) |
| Median Home Value | $164,522 |
| Average Home Value | $198,505 |
Housing Distribution
Address Breakdown
Residential
4,966
Single Family
4,828
Multi-Family
138
Businesses
616
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices