42 Amherst RdStoughtonMA02072
INVESTMENT ANALYSIS
Investment Verdict
Solid Income42 Amherst Rd, Stoughton, MA, 02072 in Stoughton is a solid income-producing rental, 9.1% gross yield, $3,178/mo rent, $537/mo net cash flow on a $419,000 buy. DSCR 1.69 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $115,762 and $3,859/yr in principal reduction project a total cumulative return of $193,653.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $537 | $1,500 |
City averages based on Stoughton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,178 |
| Total Monthly Debt Service | $2,474 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02072, Stoughton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,928 (100%) |
| Owner Occupied HU | 8,138 (68.2%) |
| Renter Occupied HU | 3,317 (27.8%) |
| Vacant Housing Units | 473 ( 4.0%) |
| Median Home Value | $593,257 |
| Average Home Value | $655,723 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
8,542
Multi-Family
3,055
Businesses
1,174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02072, Stoughton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,928 (100%) |
| Owner Occupied HU | 8,138 (68.2%) |
| Renter Occupied HU | 3,317 (27.8%) |
| Vacant Housing Units | 473 ( 4.0%) |
| Median Home Value | $593,257 |
| Average Home Value | $655,723 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
8,542
Multi-Family
3,055
Businesses
1,174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Lockhead • Lamacchia Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73431891