42 2nd StLyon MountainNY12952



INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play42 2nd St, Lyon Mountain, NY, 12952 in Lyon Mountain is priced for appreciation, not yield. Rental yield 0%. At $114,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $31,496 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Manufactured
Built in 1986
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12952, Lyon Mountain, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 317 (100%) |
| Owner Occupied HU | 172 (54.3%) |
| Renter Occupied HU | 36 (11.4%) |
| Vacant Housing Units | 109 (34.4%) |
| Median Home Value | $209,091 |
| Average Home Value | $261,381 |
Housing Distribution
Address Breakdown
Residential
138
Single Family
123
Multi-Family
15
Businesses
13



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 1986
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12952, Lyon Mountain, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 317 (100%) |
| Owner Occupied HU | 172 (54.3%) |
| Renter Occupied HU | 36 (11.4%) |
| Vacant Housing Units | 109 (34.4%) |
| Median Home Value | $209,091 |
| Average Home Value | $261,381 |
Housing Distribution
Address Breakdown
Residential
138
Single Family
123
Multi-Family
15
Businesses
13
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Rachel Calkins Covey • RE/MAX North Country
Mls Name: ACVMLS
Mls ID: #204899




