4199 E Circle Paseo UNIT 301OntarioCA91764
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4199 E Circle Paseo UNIT 301, Ontario, CA, 91764 in Ontario earns its strong cash-flow label: 12.62% yield, $6,427/mo rent, $2,646/mo net income, DSCR 2.34. The $611,275 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $168,884 by year five. Combined with $5,630/yr in principal paydown, total projected return reaches $402,027.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.0% |
| Monthly Cash Flow | $2,646 | $1,500 |
City averages based on Ontario market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,427 |
| Total Monthly Debt Service | $3,538 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91764, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,508 (100%) |
| Owner Occupied HU | 7,606 (39.0%) |
| Renter Occupied HU | 10,604 (54.4%) |
| Vacant Housing Units | 1,298 ( 6.7%) |
| Median Home Value | $568,274 |
| Average Home Value | $569,028 |
Housing Distribution
Address Breakdown
Residential
17,505
Single Family
14,349
Multi-Family
3,156
Businesses
1,488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91764, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,508 (100%) |
| Owner Occupied HU | 7,606 (39.0%) |
| Renter Occupied HU | 10,604 (54.4%) |
| Vacant Housing Units | 1,298 ( 6.7%) |
| Median Home Value | $568,274 |
| Average Home Value | $569,028 |
Housing Distribution
Address Breakdown
Residential
17,505
Single Family
14,349
Multi-Family
3,156
Businesses
1,488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices