4194 Logteal DrWaldorfMD20603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Waldorf rental at 4194 Logteal Dr, Waldorf, MD, 20603 sits in the solid-income band: 9.61% gross yield, $2,722/mo rent, $569/mo net after the $1,529/mo debt service, DSCR 1.78. Entry price of $339,950 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $93,922 and $3,131/yr in principal reduction bring total cumulative return to $168,055.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.5% |
| Monthly Cash Flow | $569 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,722 |
| Total Monthly Debt Service | $1,979 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
3,515 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20603, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,544 (100%) |
| Owner Occupied HU | 8,835 (76.5%) |
| Renter Occupied HU | 2,333 (20.2%) |
| Vacant Housing Units | 376 ( 3.3%) |
| Median Home Value | $443,284 |
| Average Home Value | $474,962 |
Housing Distribution
Address Breakdown
Residential
11,817
Single Family
11,051
Multi-Family
766
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
3,515 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20603, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,544 (100%) |
| Owner Occupied HU | 8,835 (76.5%) |
| Renter Occupied HU | 2,333 (20.2%) |
| Vacant Housing Units | 376 ( 3.3%) |
| Median Home Value | $443,284 |
| Average Home Value | $474,962 |
Housing Distribution
Address Breakdown
Residential
11,817
Single Family
11,051
Multi-Family
766
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices