419 County Road 130Flat RockAL35966
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 419 County Road 130, Flat Rock, AL, 35966 in Flat Rock aligned with their strategy. Rental yield 6.06%. DSCR 1.12 and 6.06% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,381/yr in paydown build toward a projected cumulative return of $197,857.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(347) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,951 |
| Total Monthly Debt Service | $3,066 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35966, Flat Rock, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,649 (100%) |
| Owner Occupied HU | 1,240 (75.2%) |
| Renter Occupied HU | 265 (16.1%) |
| Vacant Housing Units | 144 ( 8.7%) |
| Median Home Value | $147,692 |
| Average Home Value | $190,710 |
Housing Distribution
Address Breakdown
Residential
1,659
Single Family
1,635
Multi-Family
24
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35966, Flat Rock, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,649 (100%) |
| Owner Occupied HU | 1,240 (75.2%) |
| Renter Occupied HU | 265 (16.1%) |
| Vacant Housing Units | 144 ( 8.7%) |
| Median Home Value | $147,692 |
| Average Home Value | $190,710 |
Housing Distribution
Address Breakdown
Residential
1,659
Single Family
1,635
Multi-Family
24
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices