4187 W 3675 SWest Valley CityUT84120
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 4187 W 3675 S, West Valley City, UT, 84120 in West Valley City is narrow, $177/mo net on $3,547/mo rent after the $2,586/mo debt service, but the property operates at break-even-plus, not a loss. At $575,000 with a 7.4% yield, the long-run equity case via 5% appreciation ($158,862 over five years) and $5,296/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $228,607.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $177 | $1,250 |
City averages based on West Valley City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,547 |
| Total Monthly Debt Service | $3,141 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84120, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,061 (100%) |
| Owner Occupied HU | 10,680 (70.9%) |
| Renter Occupied HU | 4,020 (26.7%) |
| Vacant Housing Units | 361 ( 2.4%) |
| Median Home Value | $491,477 |
| Average Home Value | $566,575 |
Housing Distribution
Address Breakdown
Residential
14,466
Single Family
14,127
Multi-Family
339
Businesses
702
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84120, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,061 (100%) |
| Owner Occupied HU | 10,680 (70.9%) |
| Renter Occupied HU | 4,020 (26.7%) |
| Vacant Housing Units | 361 ( 2.4%) |
| Median Home Value | $491,477 |
| Average Home Value | $566,575 |
Housing Distribution
Address Breakdown
Residential
14,466
Single Family
14,127
Multi-Family
339
Businesses
702
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Morris • KW Salt Lake City Keller Williams Real Estate
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2071650
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-03-23 12:01:56 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)