418 Reller StRoxanaIL62084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 418 Reller St, Roxana, IL, 62084 in Roxana deserves attention. This $126,000 property earns $1,914/mo in rent, a 18.23% gross yield, and nets $1,040/mo after the $567/mo payment. DSCR 3.38 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $34,811 compounds alongside $1,160/yr in yearly equity build, for a total cumulative return of $115,091.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.2% | 7.0% |
| Monthly Cash Flow | $1,040 | $400 |
City averages based on Roxana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $824 |
| DSCR Ratio | 2.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
6,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62084, Roxana, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 662 (100%) |
| Owner Occupied HU | 409 (61.8%) |
| Renter Occupied HU | 208 (31.4%) |
| Vacant Housing Units | 45 ( 6.8%) |
| Median Home Value | $111,529 |
| Average Home Value | $161,082 |
Housing Distribution
Address Breakdown
Residential
643
Single Family
643
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
6,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62084, Roxana, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 662 (100%) |
| Owner Occupied HU | 409 (61.8%) |
| Renter Occupied HU | 208 (31.4%) |
| Vacant Housing Units | 45 ( 6.8%) |
| Median Home Value | $111,529 |
| Average Home Value | $161,082 |
Housing Distribution
Address Breakdown
Residential
643
Single Family
643
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise M Bextermueller • Dream Home Realty Centre, Wr
Mls Name: MARIS
Mls Provider:
Mls ID: #25062289
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