4168 Spruce Creek RdSpruce CreekPA16683








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Spruce Creek at 4168 Spruce Creek Rd, Spruce Creek, PA, 16683 offers a 9.27% rental yield on a $199,900 purchase with $1,544/mo rent. Total monthly income registers $1,544/mo, and a $978/mo payment leaves $235/mo available for distribution. Annual cash flow reaches $2,814/yr on $66,267 to close, and return on cash invested stands at 24.16% in year one. Equity gained on principal adds $1,290/yr while 5% annual appreciation supports $55,229 over five years. Portfolio math shows five-year ROI at 126.13% and total cumulative return in cash at $83,581. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,544/mo property income against a $978/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1971
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16683, Spruce Creek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 184 (100%) |
| Owner Occupied HU | 135 (73.4%) |
| Renter Occupied HU | 31 (16.8%) |
| Vacant Housing Units | 18 ( 9.8%) |
| Median Home Value | $315,909 |
| Average Home Value | $390,778 |
Housing Distribution
Address Breakdown
Residential
141
Single Family
141
Multi-Family
0
Businesses
11
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Listed by: R. Scott Merrell • Raystown Realty
Mls Name: Huntingdon County BOR
Mls ID: #2816751
Disclaimer: Copyright Huntingdon County Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.







