4167 Veronica AveCastro ValleyCA94546
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 4167 Veronica Ave, Castro Valley, CA, 94546 in Castro Valley earns a 7.71% gross yield at $998,000. Rent of $6,410/mo nets $237/mo after the $4,488/mo mortgage. The 1.43 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $275,729 and $9,192/yr in equity accumulation project a total cumulative return of $393,585.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $237 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,410 |
| Total Monthly Debt Service | $5,777 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94546, Castro Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,942 (100%) |
| Owner Occupied HU | 10,109 (59.7%) |
| Renter Occupied HU | 6,168 (36.4%) |
| Vacant Housing Units | 665 ( 3.9%) |
| Median Home Value | $1,018,464 |
| Average Home Value | $1,118,526 |
Housing Distribution
Address Breakdown
Residential
17,114
Single Family
13,129
Multi-Family
3,985
Businesses
1,211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94546, Castro Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,942 (100%) |
| Owner Occupied HU | 10,109 (59.7%) |
| Renter Occupied HU | 6,168 (36.4%) |
| Vacant Housing Units | 665 ( 3.9%) |
| Median Home Value | $1,018,464 |
| Average Home Value | $1,118,526 |
Housing Distribution
Address Breakdown
Residential
17,114
Single Family
13,129
Multi-Family
3,985
Businesses
1,211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices