4162 Redbay StGrant ValkariaFL32949
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4162 Redbay St, Grant Valkaria, FL, 32949 in Grant Valkaria speaks for itself: 43.69% gross on a $113,500 price, generating $4,133/mo in rent and $3,373/mo in net income after the $510/mo debt service. DSCR 8.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $40,480 stacks alongside $31,358 in projected five-year appreciation and $1,045/yr in principal reduction. Projected total cumulative return: $260,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 43.7% | 5.5% |
| Monthly Cash Flow | $3,373 | $250 |
City averages based on Grant Valkaria market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,133 |
| Total Monthly Debt Service | $714 |
| DSCR Ratio | 5.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.06 Acres lot
$N/A/sqft
$75 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32949, Grant, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 1,292 (87.2%) |
| Renter Occupied HU | 88 ( 5.9%) |
| Vacant Housing Units | 101 ( 6.8%) |
| Median Home Value | $507,287 |
| Average Home Value | $595,981 |
Housing Distribution
Address Breakdown
Residential
1,382
Single Family
1,382
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.06 Acres lot
$N/A/sqft
$75 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32949, Grant, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 1,292 (87.2%) |
| Renter Occupied HU | 88 ( 5.9%) |
| Vacant Housing Units | 101 ( 6.8%) |
| Median Home Value | $507,287 |
| Average Home Value | $595,981 |
Housing Distribution
Address Breakdown
Residential
1,382
Single Family
1,382
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices